Updating your insurance

Updating your insurance

WILMINGTON, NC (WECT) - Hurricane Preparedness Week is your time to prepare for a potential land-falling tropical storm or hurricane.

Officials remind that updating your insurance is an important part of preparing.

A few things you need to know:

  1. Have an insurance checkup with your agent once a year, well before hurricane season, whether you own or rent.
  2. Make sure you have flood insurance that must be obtained separately and has a 30-day waiting period to take effect.
  3. Visit floodsmart.gov to learn about your flood risk and flood insurance options for your area.
  4. Prepare your home and vehicles according to your specific insurance policies to ensure damages are covered.
  5. Know where your insurance documents and contact information are located. Take them with you if you need to evacuate.

"Actually one in every four homes that's not in a flood zone floods, so there's a good chance that flooding can occur at your home," said Thomas Murphy State Farm Agent Amanda Bahr. "It's more of a peace of mind to have it. You can pay about a maximum of $450 if you're not in a flood zone for a policy."

For more hurricane safety information, you can visit weather.gov/hurricanesafety.

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