How to find affordable assisted living services without having to sacrifice the quality of senior care.
August 6, 2014
Fort Lauderdale, USA – August 6th, 2014 /PressCable/ —
When it comes to senior care, it is not only emotionally challenging, but it is also expensive, especially when seniors need memory care, skilled nursing care or assisted living services. Many families find themselves in one of two situations, either they have to pay for assisted living services out of pocket or because of their income and assets they do not qualify for assistance from Medicaid. This is why trying to find an affordable assisted living can seem like an impossible task.
“Whether it is a senior or one of their family members that are searching for an assisted living facility, it is typically a difficult process both mentally and emotionally and adding the increase in cost each year can take the situation from difficult to overwhelming, “ says Dwayne Bosh from www.drccil.org.
Here are some tips that seniors and their loved ones can implement in their search for top quality senior living care that will fit into their budgets.
Take time to do the research and plan ahead – Before moving in, seniors and their family members should allow themselves enough time so they can properly evaluate a few different senior care communities. If there is a community that they really like, but that is not currently accepting new residents, then join their waiting list. Seniors that wait until the last minute, typically end up in a facility that they don’t really like, as well as they can end up spending more than they had hoped for.
Getting it right the first time is important – If a senior citizen has to move a few times before they can find the right home, then they will end up spending more money than they have to. This is why it is important that they do their due diligence ahead of time by reviewing the contracts, speaking to a long term care adviser, check the licensing and visit the location a few times before making a final decision.
Ask the facility if their monthly cost is flexible – in some cases the price of assisted living communities is not fixed, so ask if the costs are negotiable and if there are any move-in incentives.
Consider multiple locations – just like any other type of real estate, the price will vary from location to location. So don’t be afraid to look outside your zip code.
Look into long term care insurance – Medicaid, Medicare or private insurance can sometimes help to cover the cost of senior care, while these services will not pay for everything, the gap can sometimes be filled with having long term care insurance.
Get a roommate – individuals that are on a tight budget may want to consider sharing a room. At some facilities a shared room can be up to 50% cheaper than getting a private room.
The veterans affairs department may be able to help – veterans may be able to qualify for the Aid and Attendance program offered by the VA.
Visit the website to learn more about the benefits of assisted living.
Name: Dwayne Bosh
Address: 401 E. Las Olas Blvd Fort Lauderdale, Florida 33301
322 Shipyard Boulevard