Scammers are using the implementation of the Affordable Care Act (ACA), commonly known as "Obamacare," as the latest opportunity to steal people's identities.
As the Oct. 1 enrollment date gets closer, the BBB warns that the problem will only get worse.
According to Fraud.org, Obamacare scams come in a variety of forms.
Consumers across the country allege that scammers are contacting them by phone, fax, email and even in person. Some scammers claim to be government employees, tricking consumers into revealing their bank account numbers in order to sign up for fake health care plans.
Others are asking for Social Security numbers in order for consumers to continue their ‘eligibility' for Medicare.
Some scammers are even intimidating consumers into disclosing personal information by claiming "it's the law" or that "the government now requires it."
Consumers are being threatened with jail time if they do not give the caller the personal information or purchase fake insurance cards.
The BBB offers the following tips to help you if you get one of these scam calls:
1. Hang up the phone. The longer you stay on the phone with the scammer, the longer he has to convince you to give him the information he is seeking.
2. Do not give out personal information. Never give out your bank account numbers, date of birth, credit card number or Social Security number.
3. Don't rely on caller ID. Some scammers are able to display a company's name or phone number on the caller ID screen.
4. Get informed. Find out how the healthcare reform affects you. Visit the Center for Medicare and Medicaid Service's HealthCare.gov.
5. Get help. In the event that you give your personal information to an Obamacare scammer, you should contact your bank, credit card providers and the three major credit bureaus, TransUnion, Experian and Equifax so that they can be on the lookout for potential identity thieves.
6. Spread the word. Be sure that all family members are aware of these Obamacare scams so they don't become victims.
For more information about scams and frauds, please visit www.bbb.org.
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