KURE BEACH, NC (WECT) - Beginning Friday, homeowners along the coast will see a double digit increase in their insurance rate, but people living in other parts of the state may see their bills go down.
Homeowners insurance in our area could go up by as much as 30 percent.
"This is a time really, we can't afford any increases in what it cost homeowners today," said Kure Beach mayor Mac Montgomery. "We have people struggling trying to keep their homes."
A ruling by a Wake County judge cleared the way for the rate change, and some leaders are calling it injustice.
While rates are increasing in our area, residents who live in western North Carolina will see their rates decrease.
"The problem is this is for basic homeowner insurance rates," said Kathleen Reily with Wilmington Regional Association of Realtors. "This has nothing to do with wind and hail. So tell me why a fire or theft is more inexpensive in Union County."
Town officials in Kure Beach were some of the first to join a lawsuit that put a freeze on coastal insurance rates when it came to wind and hail damage.
They sent letters to registered voters across the state who have homes in Kure Beach. Montgomery said they're planning to email those homeowners to ask for support against the newest hike.
"Encourage them to contact their local legislators, we gave them legislator's name, contact information and email address," said Montgomery.
If another judge overturns the ruling, homeowners will have the extra money they've paid credited back to them.