Welcome to the world of credit reporting, that wicked flow of information zooming back and forth between anyone who's ever given you credit and anyone who's thinking about it. Want to see how fast that information can flow? Just go into a car lot, pick out a car and tell them you want financing. They'll have your credit rating in five minutes.
If you're worried about or just don’t know your credit rating, here are four ways to get started dealing with it.
Your credit rating is like gold. Guard it with every ounce of discipline you can muster. In the meantime, if you've fallen behind, clean it up. Order the report and have a peak. It'll be eye opening, but you'll feel better for having taken that step. That's what dealing with debt is all about.
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